SOme of commercial credit system modules has been developed by boonex programmers itself - so I expect there is nothing to concentrate - they can simply add their commercial mods to default dolphin install. This will have two main great aspect - 1) zero development and implementing time (as its already developed, tested and integrated 2) easy upgrades as if it will be part of dolphin core install files upgrades will be much more easier
Im myself kinda curious how this gonna be as if boonex own programmers see more gopnna develop from scrytch for example credot system which they already developed will be kinda ridiculous ...